How do I buy?
The option you never knew existed...
Your household income is no more than £80,000 per year.
You don't own a home already.
You may be in the process of selling a home, however to be able to buy a Shared Ownership home from us, you must have a buyer for your existing home and complete on the sale prior to completing your purchase with us.
Buying a new home through hello homes can take around 12 weeks. The following list covers the main stages you will go through when buying a new home from us:-
Choose your home from the selection on our website
Complete a Help to Buy application form via Help to Buy Agent 2 (agent for Midlands and London) https://www.helptobuyagent2.org.uk/
Discuss your mortgage options with a Financial/Mortgage Advisor
Provide us with your financial information for us to carry out an affordability assessment
We will confirm your reservation
You pay your reservation fee
Instruct a solicitor to carry out the legal work
Your mortgage lender will arrange a valuation
Finalise your mortgage offer with your lender
Arrange any necessary insurance
Exchange contracts and pay any deposits
Organise your move
Agree a completion day and handover of your keys
Move in and enjoy your new home